How It Works
From browsing to delivery, getting your equipment through the Educator Purchase Programme is simple and straightforward.
Browse Equipment
Explore our curated catalogue of equipment packages designed for educators. Compare specifications, see monthly payment breakdowns, and find what suits your needs.
- Wide range of quality equipment packages
- Transparent pricing with no hidden fees
- 0% profit rate on all packages
- Free items (F.O.C) included in select packages
Apply Online
Submit your application with just your MyKad and teaching credentials. The process is quick, secure, and entirely online.
- Simple online application form
- Secure identity verification (eKYC)
- No paperwork or physical visits required
- Fast approval process
Get Approved
Once verified, your credit limit is set based on your eligibility. You'll receive access to the ESPS mobile app to manage your account and payments.
- Credit limit based on your eligibility
- Access to ESPS mobile app
- No guarantor needed
- Approval notification via app and SMS
Receive Your Equipment
Your equipment is shipped directly to your school or home address with free nationwide delivery and full warranty coverage.
- Free delivery nationwide
- Delivery to school or home
- Full manufacturer warranty included
- 7-day swap return policy
Easy Monthly Payments
Pay your monthly instalments conveniently through the ESPS mobile app. You'll receive reminders before every due date so you never miss a payment.
- Pay online through the mobile app
- Flexible tenure: 6, 12, or 24 months
- 0% profit rate throughout
- Payment reminders before due dates
Why the Educator Purchase Programme?
Credit Card
- High interest rates (15-18%)
- Manual monthly payments
- Risk of missed payments
- Affects credit score
ESPS Programme
- 0% profit rate
- Pay easily via mobile app
- Payment reminders before every due date
- Registered Malaysian company
Cash Upfront
- Large one-time expense
- Depletes savings
- No payment flexibility
- No free extras included